Top 10 Ways to Maximise Your NDIS Funding in 2026

Expert Tips for Your NDIS Plan Review and Change of Circumstances (COC) Requests

Estimated reading time: 5 minutes

How to Get More NDIS Funding: The Complete 2026 Guide

If you have an upcoming NDIS plan review or have requested a Change of Circumstances (COC), preparation is key to maximising your NDIS funding. This guide shares the top 10 strategies to secure the supports you need under the National Disability Insurance Scheme in Australia. Whether you’re new to the NDIS or experienced with the review process, these tips will give you the best chance for a successful outcome.

1. Obtain an Up-to-Date Functional Capacity Assessment (FCA)

An accurate, current Functional Capacity Assessment (FCA) is crucial for your NDIS plan review. Completed by an Occupational Therapist, an FCA provides a comprehensive summary of how your disability impacts your daily life and your future goals. It uses a range of clinical assessments—such as the Caregiver Burden Scale and WHODAS—to clearly outline your needs for NDIS decision-makers. If you’d like to know more, click here. A thorough FCA helps justify the level and type of support you require, increasing your chances of receiving more NDIS funding. To book your FCA with Quad Care you can contact us here.

2. Include a Roster of Care (ROC)

Support your submission with a Roster of Care (ROC). This is a weekly or fortnightly snapshot showing the hours you receive for daily living and community support activities. The NDIS provides a ROC template you can download here. A clear ROC helps the NDIS understand your support needs and strengthens your case for additional funding. You can find useful NDIS resources to complete a ROC here.

3. Be Persistent in Following Up

After you submit your review or COC request, follow up regularly with the NDIS. Call the NDIS, have your NDIS number handy, and always ask for a receipt number for your call. If your request can’t be found, ask them to search the main email and track its progress. Persistence can make a real difference in getting your funding approved. You can call the NDIS here.

4. Use Disability Advocacy Services

If you feel your voice isn’t being heard, seek help from advocacy services funded by government grants. Many advocates have lived experience with disability and can assist you in communicating effectively with the NDIS. These services often have waiting lists, so get in early and find an advocate who understands your needs and is assertive on your behalf. You can read more about Disability Advocacy Services here.

5. Authorise Someone to Act for You

Authorising a trusted person to act on your behalf can make communicating with the NDIS much easier. This support person can handle phone calls and paperwork, reducing your stress. You can add an authorised representative by phone or by completing a form—find more details here.

6. Organise Your Documentation

Gather and organise all your documents, reports, and evidence before your plan review. Read through them or ask someone you trust for help. Make sure your paperwork accurately reflects your current needs and the supports you require. Ask a trusted person: “Does this paint a true picture of my life and needs?” You can view a video of Top Tips for NDIS Plan Reassessments here.

7. Start Early

The NDIS review process can be lengthy. Don’t wait until the last minute—request reports from your Occupational Therapist, providers, or Allied Health team as soon as possible. Some reports can take months due to therapist availability and waitlists, so starting early is essential to ensure everything is ready for your review. To book your FCA with Quad Care you can contact us here.

8. Review Your Current Service Providers

Check whether your current providers offer good value for money and meet your support needs. Review your Service Agreement and client handbook. Are you being charged for unnecessary services, like unanswered calls? If you’re not satisfied, don’t hesitate to shop around for a provider that fits your requirements and values your goals. You can read about Quad Care’s services here.

9. Find an Integrated Provider Ecosystem

Look for providers who offer a range of disability and allied health services under one roof. When your Occupational Therapist and support coordinator work closely together, they can share insights and collaborate to better meet your needs. Integrated teams are more likely to understand your goals and provide holistic support. You can read our article about finding the right fit with support staff here.

10. Choose a Registered NDIS Provider

Registered providers meet the standards set by the NDIS Quality and Safeguards Commission. While you might pay a higher rate than with a private contractor, it’s the NDIS’s job to fund the correct level of support at the approved rate. Registered providers also have more resources and can offer continuity of service, which is important if your situation or support staff changes unexpectedly. This helps avoid future plan reviews and ensures stability in your supports. You can learn more about what is a registered NDIS Provider here.

Conclusion: Advocate for Your Quality of Life

Maximising your NDIS funding in 2026 is all about persistence, preparation, and effective communication. By following these top 10 tips, you can advocate for the support you and your loved ones need to live a fulfilling life with disability. Start early, stay organised, and don’t be afraid to ask for what you need—your quality of life is worth it.

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